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Myvesta says that RMA is thier in house collection department. Wasn’t sure what to do, got the dunning letter and sent the validation within the 30 days
As to the mortgage, since his scores are still fairly good, and the charge offs are paid, you should be able to find a respectable lender and rate.
Thanks for pointing this out Keb! I actually thought I was getting daily pulls! I had no idea there were 3 products. Wrong assumption on my part!
When I have a problem I go right after the creditor not the CRAs, will have them provide me with all facts of the matter which they have on file, and review, and forward back what I know is incorrect showing what documentation I have in the matter to make them aware of the problem.

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